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Here
are some important tips to remember when house shopping;
THINK TWICE BEFORE BUYING A NEW HOME
When you look closely at a differences between a new
house and a custom built previously owned home the
choice is clear;
In the 60's raw materials were plentiful and cheap. 2 by
4's were 2 x 4's. Everything was built strong and solid.
Beautiful hardwood floors and custom woodgrain stain
grade cabinetry was everywhere. Nowadays it is just the
opposite. All the sawmills are closed. 2 x 4's are only
3.5" x 1.5 inches. The quality of the wood is
inferior. Worse yet they are using flimsy sheet metal
that will rust and not have the sound deadning
properties of wood.
Model homes are painting the kitchen cabinets white so
they can use cheap paint grade garbage recycled sawdust
manmade boards that swell when thry get wet. Instead of
the natural beauty of woodgrain and stain. These things
cost the builders more money so they are trying to
brainwash people into thinking this is the "modern
way". Wise people see thru this sales &
marketing hogwash.
Each time an owner lives in a home he does additional
improvements to make the house a more livable, enjoyable
home. In a new house these improvements must be done at
an enormous expense by the first owner. Landscaping is
just one example. The costs are huge to add drip
watering, sprinklers, retainer walls, trees and the
right combination of plants. This alone could easily add
$20,000.00 to $50,000.00 to the cost of a new home in
the first few years.
If you buy a new house you will probably be out in the
boonies or far edge of town. This means a longer commute
time and more wear and tear on the car not to mention
the cost of gasoline. If you get a Beautiful Custom
existing home in a good part of town you will be walking
distance to everything surrounded by beautiful mature
landscaping and large trees, be able to pick up anything
anytime you want instead of waiting till you "go to
town".
One friend that lives in a 'New Crackerbox House' as she
puts it said I can't believe how poorly built this place
is.
I hear the baby crying next door. The neighbor's house
is 5 feet away, I hear them flush the toilet! The walls
are so thin I hear every car go by when the TV is on. I
have no privacy, no yard, all the houses look alike, I
feel like a rat in a maze.
YOU DO WANT A HOME WITH A LOT OF MATURE DECIDUOUS TREES.
Trees are truly wonderful. They clean the air, create a
feeling of wellbeing, harmony and good health. If they
are well placed they will give much needed shade in the
summer and allow light and warmth thru in the winter.
They will decrease your energy bill tremendously. Also
look for homes with skylights because they allow the
perfect light in for growing plants. They reduce
electricity usage. Unlike incandesent bulbs that put off
a fake yellow light skylights produce a perfect light to
the eye for reading or any purpose.
GET A HOUSE WITH A CORNER LOT!
You will love a corner home. By being on a corner you
will automatically reduce your neighbors by one half!
Therefore you will have 50% more privacy. Also you will
have a rear access to your house for your vehicles or
RV's. It is very nice to be able to load or unload your
furniture, firewood, refrigerator, or whatever from your
front or rear doors! To be able to open the gate and
pull your car inside your backyard is really nice for
security reasons as well.
YOU NO NOT WANT A HOUSE WITH TWO STORIES.
I used to have a 2 story place and it was a nitemare. It
was either too hot upstairs and freezing downstairs or
or too drafty. The ceiling fans did not work because
they were designed for a standard 8 ft room. Once I hurt
my foot, another time my ancle, and another time my knee
elsewhere and imagine how horrible my life was
constantly going up & down those stairs for months
until it healed. Another time a good friend twisted her
ankle terribly going down the stairs, thank God she did
not sue me. It is cheaper for a builder to make a 2
story house because there is only one foundation. A lot
of the newer homes that they are trying to cut corners
on use them on the tiny lots in North Fresno now days.
It gets so bad living in a 2 story house that you will
find yourself piling things at the top & bottom
because you dred going up & down. It is impossible
to keep the temperature constant in a 2 story house
because heat rises, therefore you will end up using much
more costly energy.
DO YOU REALLY WANT A HOME WITH A POOL? ;
You will pay a whole lot more $ for home owners
insurance year after year after year.
You will incur an enormous liability for slip & fall
law suits, broken necks from diving accidents, cracked
tailbones, elbows, and other possible femers. Not to
mention the unthinkable, possible drownings of your
loved ones or neighbors.
A pool is an enormous amount of work to keep up. There
goes all your spare time constantly scraping the algae,
cleaning, shocking, getting the leaves out, changing the
filters, repairing the leaks, pipes, skimmers, cleaners,
etc. etc.
This year alone over one million americans will learn
they have skin cancer. Much of the dammage began when
they were kids, and everyone is at risk. When you are
young you are especially susceptable and it is
accumulative year after year. If you have a pool the
kids will be out in the sun much much more. The sun is
very very bad for you! Cancer, Melinoma, Premature
Aging, Wrinkles, Skin disorders, Spots, Ear infections,
To mention just a few. Just having a pool increases your
exposure time to its deadly rays.
The caustic and carcinogenic chemicals you have to be
constantly exposed to include acids. Don't take needless
chances with your health. See www.weather.com for more
info.
The Electricity used to run the 220 volt heavy pumps
& filters will co$t you a fortune at today$ price$.
Your PG & E bill will go thru the roof!
Every few years you will have to resurface the pool at a
huge expense, just like reroofing the house.
You can only use a pool a few months out of the year but
you keep paying for it all 12 months!
A pool only increases the value of a home $6000 on an
appraisers sheet, thats all! More people are looking for
a home without a pool than with one. That means you will
be hurting your resale potential.
ABOUT THE COMPARISONS DONE BY STUART TITLE.
They were done before the house next door which is only
2100 Sq. Ft. sold for $196,000.00. A lot of the
comparisons you will see in this web site were taken
from old Fig Garden which is in the Fresno High School
district which many believe to be on the other end of
the spectrum. Also most of Old Fig Garden homes are 10
to 30 years older and do not have good city curbs,
gutters, and street lighting.
This house is north of Shaw avenue which is not old fig
garden. It is blocks away from any busy street where it
is nice & quiet and there are a lot of birds in the
beautiful big trees and mature landscaping. You'll love
living here as I have.
IF YOU ARE INTERESTED IN THIS HOUSE;
First contact me then go to a lending institution if you
haven't already. Your current bank, or credit union
would be a good start since they probably already have
most information needed.
Once you have qualified for a loan I will verify it and
show you the house. If you like it and wish to purchase
it I will give you all the disclosures, forms, and we
will simply walk into an escrow office, they do all the
work. It is that simple.
If you are new to the area or need some suggestions try;
www.lendingtree.com
www.bankrates.com or
www.hsh.com or
call B of A tower branch 559-445-7715 loan dept.
CLICK
HERE FOR THE LENDINGTREE.COM WEBSITE, THEN GO TO
MORTGAGES. YOU WILL GET THE LARGEST COMPARISON OF
LENDERS I HAVE SEEN ANYWHERE!
Click
here for a ton of information on financing, interest
rates, and much more.
Click
here for; COMPARISON OF CURRENT BANK LENDING RATES
God
Bless
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